Maruti Suzuki Victoris News: Maruti Suzuki remains one of the most recognized automobile companies in the country—a brand that has become incredibly familiar in today’s times. It enjoys immense popularity nationwide, and to maintain this standing, the company has introduced several significant offers that will be available in 2026.
If you are considering bringing home a Maruti Suzuki Vitara, or if you are looking to purchase a car on a limited budget, this proves to be an excellent option for you. This is because the vehicle is available with EMI options, requiring a down payment of just ₹100,000.
If you are planning to purchase the base variant, it represents a superb choice. Furthermore, now is a particularly opportune time to make this purchase. Let’s take a closer look at the details.
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What is the Price ?
Maruti Suzuki Victoris News: Regarding the pricing, the Vitara is available in various variants, including the base variant—the LXi—which stands out as a robust and capable entry-level model. Speaking of its ex-showroom price, you can purchase it for ₹10.50 lakhs (ex-showroom Delhi).
In addition to this, you will need to pay approximately ₹100,000 for RTO charges and around ₹42,000 for insurance. Furthermore, you are required to pay an additional ₹10,499 as a TCS (Tax Collected at Source) charge.
These additional costs significantly increase the final price, bringing the total to approximately ₹12 lakhs. While this figure may seem substantial, if you find yourself unable to afford the full amount upfront, you can take advantage of another facility offered by the company.
What will be the EMI ?
Maruti Suzuki Victoris News: Regarding the EMI, if you choose to purchase the base variant of the vehicle, banks offer financing options based on the ex-showroom price. If you make a down payment of ₹100,000, you will need to secure bank financing for the remaining amount of ₹11.16 lakhs.
Subsequently, the bank will structure the loan with applicable interest rates… You are required to pay ₹11.16 lakhs over a period of 7 years.
If you opt for this arrangement, you will need to pay a monthly EMI of ₹17,959—a payment you must make continuously for the next 7 years. This constitutes the post-down payment financing process, which is expected to prove highly beneficial for a middle-class family.
What will be the final cost ?
Maruti Suzuki Victoris News: If you secure a bank loan of ₹11.16 lakhs for 7 years—factoring in the applicable interest rate—you will be required to pay a monthly EMI throughout this period.
Consequently, for the base variant of the vehicle, you will end up paying approximately ₹3.92 lakhs in interest charges. When combining the ex-showroom price, on-road charges, and the total interest, the final cost of your vehicle amounts to ₹16.08 lakhs.
This figure makes the vehicle appear quite affordable; moreover, it serves as an excellent option for those on a limited budget.
What Is The process ?
Maruti Suzuki Victoris News: There is no need to rush into the process; you can comfortably pay off the EMIs on a monthly basis. Even if your monthly income falls within the range of ₹30,000 to ₹35,000, you can easily manage the EMI payments and bring home the base variant of the vehicle proving to be a superior choice for you.
Furthermore, the required down payment for this vehicle is notably low; therefore, you should visit your nearest dealership as soon as possible to take advantage of this attractive down payment offer.
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